Job Description

Job Description

Job Description

About BrightStar: As a member of BrightStar Credit Union, you'll join a dynamic company culture and purpose-driven organization that focuses on its employees and members. We offer excellent benefits, advanced opportunities, and exceptional training. Founded in 1946 as a community-based credit union serving educators, we have since expanded to serve 23 counties across the state of Florida. As a Trusted Advisor, BrightStar offers a diverse range of financial services and opportunities. BrightStar Credit Union is committed to fostering a diverse and inclusive work environment where everyone has the chance to succeed and feel a sense of belonging. Our work environment is fun, fast-paced, and service-oriented.

What we offer:

• Medical, Dental, and Vision
• 401K Plan with Matching
• Tuition Reimbursement Program
• Supplemental Benefits
• Engagement Area
• Wellness Studio & Gym at our Corporate Headquarters
• Company Paid Life Insurance
• Health Savings Account with Company Contributions

Position Summary: The Chief Financial Officer (CFO) is a visionary strategic partner to the CEO and executive team, responsible for the overall financial stewardship, balance sheet management, and fiscal integrity of the credit union. This executive leads organization-wide financial strategy, financial regulatory compliance, asset/liability management (ALM), investment oversight, and long-term financial planning to support sustainable growth and member value.

Role Responsibilities:

Strategic Leadership:

• Partner with the CEO and executive team to develop and execute the credit union’s strategic plan
• Advise the ALCO/Board on financial strategy, risk, capital adequacy, and economic trends
• Drive profitability, capital optimization, and balance sheet efficiency

Financial Management & Reporting:

• Oversee all accounting and financial reporting functions in accordance with GAAP and NCUA/OFR regulatory requirements
• Ensure accurate and timely preparation of monthly financial statements, Call Reports, IRS 990, and Board reporting packages
• Maintain strong internal controls and financial integrity

Asset/Liability Management (ALM)/Treasury/ Capital & Growth Strategy:

• Lead comprehensive ALM strategy including interest rate risk, liquidity risk, and capital planning
• Lead ALCO Committee meetings
• Lead Pricing Committee meetings and collaborate on pricing strategies for loans and deposits
• Manage net worth ratio and capital planning aligned with growth objectives
• Evaluate mergers, acquisitions, and field of membership expansion opportunities
• Oversee investment portfolio, funding strategies, and liquidity sources (ie, FHLB, Fed BIC program, and brokered deposits)

Budgeting & Forecasting:

• Direct annual budgeting process and rolling forecasts
• Monitor financial performance against budget and strategic goals
• Provide actionable insights and scenario modeling to executive leadership to improve financial performance

Financial Regulatory Compliance & Risk Management:

• Ensure compliance with all applicable financial regulations, including NCUA rules and OFR state requirements
• Partner with internal audit firm, external auditors, and state & federal examiners
• Support enterprise risk management (ERM) framework, particularly financial risks

Technology & Process Optimization:

• Leverage financial systems and data analytics to improve decision-making
• Oversee finance-related aspects of core systems and digital transformation initiatives

Team Leadership:

• Lead, mentor, and develop a high-performing accounting/finance team
• Foster a culture of accountability, collaboration, and continuous improvement

Qualifications:

Education & Experience:

• Bachelor’s degree in Accounting, Finance, or related field (required)
• CPA strongly preferred; MBA or advanced degree a plus
• 10+ years of progressive financial leadership experience in financial services
• Minimum 5 years in a senior leadership role (CFO, SVP Finance, or equivalent)
• Credit union or banking experience required; credit union experience strongly preferred

Key Competencies:

• Visionary strategic thinker with strong business acumen
• Executive presence and Board/ALCO communication skills
• Analytical and data-driven decision maker
• Ability to lead through change and regulatory complexity
• High integrity and sound judgment

Compliance:

• Every employee must uphold the credit union's compliance with the Bank Secrecy Act and anti-money laundering policies and procedures. Specific functions within B.S.C.U. will consider awareness of unusual or suspicious activity relevant to the department.
• In addition to any other assigned training courses, online B.S.A. and O.F.A.C. courses must be completed at least annually, as made available by the Training and Compliance Department.
• Maintains comprehensive knowledge of the Bank Secrecy Act, Customer Identification Program, U.S.A. Patriot Act, O.F.A.C., Fair Lending, and Credit Card Act.

Physical Requirements: The physical demands described here represent those that an employee must meet to perform the essential functions of this job successfully. Reasonable accommodation may enable individuals with disabilities to perform essential functions. While performing the duties of this Job, the employee is regularly required to sit, use hands to finger, handle, or feel, and talk or hear. The employee is frequently required to walk and reach with hands and arms. The employee must occasionally stand, stoop, kneel, or crouch. The employee may occasionally lift and move up to 10 pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus.

Work Environment: The work environment characteristics described here represent those that employees encounter while performing the essential functions of this job. Reasonable accommodation may enable individuals with disabilities to perform essential functions.

BrightStar Credit Union is an Equal Opportunity Employer. BrightStar Credit Union is a Drug-Free Workplace

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